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Personal Finance

Streamlining Your Finances: Understanding the Advantages of Financial Calculators

Financial calculators are online tools which can make an investor’s journey easier, more accurate financially and smoother to navigate. Not only are they user friendly, but they also help one get an estimate on what their investments can look like after a certain period – thus helping them know how to plan better today.  Whether

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Personal Finance

Can You Get Car Financing with a Bad Credit Score?

Many of us prefer to choose a finance option to help us purchase a new car. Car finance means you don’t need a lump sum to have access to a new vehicle and allows you to split the payments into more affordable chunks. But applying for car finance can be daunting, especially if you’ve previously

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Personal Finance

Long Covid’s Scar on the Credit Industry

It may be around three years now since the start of the COVID lockdowns but, in financial terms, they are still having a huge impact on many of us. Covid affects almost 38% of people falling in to debt; majority of the credit card holder – Credit card payments are still in due. That’s not

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Personal Finance

Why Guaranteed Returns Insurance Plans May Not Be a Wise Choice – Here’s Why

It is likely that you have seen advertisements promising guaranteed returns in the form of a monthly income after investing for a certain period of time. The ads usually say: If you invest ₹15,000 a month for 25 years, you’ll make ₹40,000. Guaranteed return plans are basically insurance plans. They sound appealing, because who wouldn’t

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Personal Finance

Refinansiering: Why Use This Option & How To Do It

If you have taken out a loan some time ago, or if the people you know have perhaps done that, then you are bound to start hearing about refinansiering options at one point or another. Everyone definitely starts thinking about this at a certain point and you are most likely not going to be an

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Personal Finance

Evaluating Loan Repayment Capacity: How It Impacts Your Gold Loan

In today’s dynamic economic landscape, accessing credit facilities has become an integral part of financial planning for individuals. One such credit instrument that has gained popularity among Indian consumers is the gold loan. Gold loans provide an excellent avenue for meeting short-term financial needs. The loan comes with flexible tenure and can be disbursed quickly,

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Personal Finance

Tax Loans: A Smart Financial Solution to Navigate Tax Season

Tax season is dreaded by many, and filled with fear of the unknown tax bill. For those that are unable to settle their total unpaid taxes in one lump sum payment or need assistance navigating annual IRS deadlines, tax loans can be a practical and smart solution for dealing with unexpected financial obligations due to

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Personal Finance

Leveraged Finance: A Path to Financial Expansion

You started your business. You run it well, and it is making a profit. You are doing everything right, at least better than most. The problem is that your business is ready to expand, and you need more money. Your business is constantly short on a needed product or employee. You have concluded it is

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Personal Finance

A Comprehensive Guide to Rapid Financial Assistance

In times of financial crisis or unexpected expenses, having access to rapid financial assistance can make all the difference. Whether you’re facing a medical emergency, unexpected bills, or a sudden job loss, knowing your options for obtaining quick funds is essential. This comprehensive guide will walk you through various avenues for obtaining rapid financial assistance,

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Personal Finance

How to Compare CD Rates: Factors to Consider

Are you considering investing in a Certificate of Deposit (CD) but need help determining what rates to compare? With many options, deciding which CD rate to choose can be overwhelming. But by arming yourself with the correct information and considering certain factors, you can easily find the best CD account that fits your needs. This

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